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How Much Does Surrogacy Cost?
Giving Tree offers surrogacy programs from $110,000 to $185,000, with flexible and fixed-cost options designed around different family-building needs.
For Intended Parents who want the highest level of cost certainty, our Family Forward Guarantee™ Fixed Cost Program is $180,000 and combines predictable pricing with a 3–6 month average surrogate match, unlimited surrogate rematches and our Baby Guarantee.
What does the cost of surrogacy include?
Surrogate compensation is only one part of the total investment. A well-managed journey brings together screening, matching, case management, insurance, legal work, escrow coordination, fertility clinic collaboration and pregnancy-related support. Each category protects a different part of the process.
Agency Professional Services
The agency fee covers your professional services, including: recruiting and screening qualified surrogates, creating and reviewing matches, coordinating with your IVF clinic, managing milestones, supporting communication, escrow management, and guiding you through the journey from sign on through birth.
Surrogate Compensation & Pregnancy Expenses
Your surrogate’s base compensation plus eligible pregnancy-related expenses such as travel, local monitoring, maternity clothing, housekeeping, monthly allowances, and post-delivery recovery.
Surrogate Insurance
Coverage associated with the surrogate’s pregnancy and delivery, IVF complications where applicable, and surrogate life insurance.
Legal Fees
Gestational surrogacy agreements and the legal steps required to establish parental rights, including pre-birth proceedings where applicable.
Non-Medical Screening & Support
Psychological evaluation, background review, non-medical screening, and ongoing coordination designed to reduce avoidable risk before and during the journey.
Program Options Available:
Cost certainty matters—but so does having a program that fits the way you want to build your family. Giving Tree offers multiple surrogacy paths so Intended Parents can prioritize predictability, flexibility or savings.
Program | Cost | Best for | Key advantage |
|---|---|---|---|
$185,000 | need an egg donor and a surrogate, and want one team managing sourcing through birth | Egg donor + Fixed cost + Baby Guarantee + unlimited rematches. 3–6 month average match | |
$180,000 | Parents prioritizing maximum cost certainty for surrogacy | Fixed cost + Baby Guarantee + unlimited rematches 3–6 month average match | |
$149,500 | Parents who prefer a streamlined pay-as-you-go structure | Lower cost entry point with Giving Tree’s 3–6 month average match | |
$110,000 | Parents focused on reducing overall medical costs for surrogacy | Cost-saving U.S./Canada pathway with U.S. birth |
What Makes Giving Tree Different?
$110K–$185K
Surrogacy program range
3–6 month
average match time
98%
success rate
1000+
families supported
The value of an agency is not measured only by its fee. It is measured by how effectively the agency reduces uncertainty, protects the journey, and keeps qualified candidates moving through the process.
Fast Matching
Giving Tree offers an average surrogate match time of 3–6 months, and adds 2-5 fully pre-screened candidates weekly to its ready-to-match pool.
Pre-Screening Before You Match
Surrogate profiles are supported by background screening, home evaluation, insurance review and medical-record pre-approval by IVF clinics before presentation, helping reduce preventable delays later.
A Track Record Built Around Outcomes
Giving Tree reports a 98% surrogacy success rate for parents bringing home a baby within three embryo transfers, with 93% of babies born after one or two transfers.
More Than One Financial Path
Instead of asking every family to fit one pricing model, Giving Tree offers fixed-cost, standard, and cost-saving surrogacy options, plus egg donation and concierge family-building programs.
Experience Across a Broad Clinical Network
Giving Tree has supported more than 1,000 families and works with 300+ fertility clinics, giving Intended Parents access to a team experienced with coordinating complex journeys across providers.
Financing Resources
Giving Tree offers financing resources to help Intended Parents make surrogacy more manageable. Through EggFund, families can explore fertility financing from a network of national lenders, with loans of up to $250,000 that may cover surrogacy fees, egg donation, testing, medications, legal fees, and other family-building expenses. Grants and nonprofit assistance may also be available for qualifying families. Learn more.
Explore Related Resources:
Surrogacy Cost FAQs
Know the Cost. Understand the Protection. Choose the Path That Fits.
Giving Tree helps Intended Parents understand the financial investment of a surrogacy journey before they move forward. Our experienced team will help you compare programs based on your priorities,and choose a path designed around both your family-building needs and your financial comfort.