
How to Afford Surrogacy with Financing Options
Costs associated with surrogacy can be $150,000+. In order to make surrogacy accessible to more families, there are financing options available to help intended parents.
3 Ways to Afford Surrogacy
EggFund

Started by an infertility survivor, EggFund is the first and largest fertility financing platform. EggFund helps the 1 in 8 Americans with infertility afford their dream of having a family.
Their network of 25 national fertility lenders gives you more choices, so you can find the best loan for you—all in one place.
Loans can cover all aspects of the treatment process including egg donation, surrogacy fees, testing, medication, agency, attorney and storage fees.
Loan Features:
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Loan amounts up to $250,000
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Quick, simple, and easy application
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Funding available in as little as 24 hours
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Less than 60 seconds to find out if you are pre-approved
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Checking your options does not affect your credit score
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No application fee. A $300 platform fee will be charged if our lender approves and funds your loan
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Minimum FICO score of 600 to be eligible to apply
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APR from 5.99% to 36.99%* ​
*The APR for which you qualify is based on your own creditworthiness and the lender’s evaluation criteria. Other fees may apply depending on the lender; please review your offer.
EggFund saves you time and stress, so you can focus on building your family. ​
To learn more or to apply, visit www.myeggfund.com and click on “Apply Now”.
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Contact them at (877) 470-4877 or at info@myeggfund.com.

Surrogacy Grants & Nonprofit Assistance
Some organizations offer grants or partial financial assistance for family building: ​
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Baby Quest Foundation – Provides grants for IVF, egg donation, and surrogacy.
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Journey to Parenthood Grant – Supports families pursuing fertility treatments and surrogacy.
Our team is always available to discuss surrogacy costs and financing options with you. Complete our intended parent form to get started.

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