
Affording Surrogacy with Financing Options
Costs associated with surrogacy can be $150,000+. In order to make surrogacy accessible to more families, there are financing options available to help intended parents.
3 Ways to Afford Surrogacy
EggFund

Started by an infertility survivor, EggFund is the first and largest fertility financing platform. EggFund helps the 1 in 8 Americans with infertility afford their dream of having a family.
Their network of 25 national fertility lenders gives you more choices, so you can find the best loan for you—all in one place.
Loans can cover all aspects of the treatment process including egg donation, surrogacy fees, testing, medication, agency, attorney and storage fees.
Loan features:
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Loan amounts up to $250,000
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Quick and simple one easy application
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Funding as quick as 24 hours
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Less than 60 seconds to see if you are pre-approved
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No impact to your credit score for seeing your options
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No application fee. You will be charged a Platform Fee of $300 if our lender funds you
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Minimum FICO score of 600 to be eligible to apply
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APRs from 5.99% - 36.99%*
*The APR you will be qualified for is based on your own credit worthiness and lender’s under writing criteria. Other fees may apply depending on the lender, check your offer.
​EggFund saves you time and stress, so you can focus on building your family.
For more information, or to apply, visit www.myeggfund.com and click “Get Started”.
Contact them at (877) 470-4877 or info@myeggfund.com.

Fertility & Surrogacy-Specific Loan Providers
These companies specialize in IVF, egg donation, and surrogacy loans:
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CapexMD – Offers tailored fertility loans with flexible repayment terms, often partnering directly with fertility clinics and surrogacy agencies.
https://www.capexmd.com
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Sunfish – Offers loan options for IVF, surrogacy, and egg freezing - https://loans.joinsunfish.com/?partner=Giving%20Tree%20Surrogacy
United Medical Credit – Works with applicants of varying credit backgrounds to finance fertility-related costs. https://www.unitedcredit.com/loans/fertility-ivf/

Surrogacy Grants & Nonprofit Assistance
Some organizations provide grants or partial financial aid for family building:
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Baby Quest Foundation – Awards grants for IVF, egg donation, and surrogacy. https://babyquestfoundation.org
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Journey to Parenthood Grant – Supports families pursuing fertility treatments and surrogacy. https://journeytoparenthooddotorg.wpcomstaging.com/
Our team is always available to discuss surrogacy costs and financing options with you. Fill out our parent form to get started.

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