Cost & Financing

Understanding Surrogacy Costs

When a couple chooses to build their family through gestational surrogacy, one of the first questions we’re asked is, “how much does a surrogacy journey cost?” Giving Tree Surrogacy & Egg Donation offers tiered pricing options for intended parents pursuing gestational surrogacy, giving intended parents the flexibility of choosing the options that best fit their needs.

The average cost of a surrogacy journey ranges from $116,000 to $124,000. Other variables include the surrogate’s base compensation (1st time or experienced), health insurance, and if an egg donor is needed. Other variables not included in this would be In vitro fertilization (IVF) costs and newborn baby care. Our different pricing packages have different options for rematches. To learn more about our surrogacy package options, contact us.

What does an agency fee include?

A lot of coordination goes into a successful surrogacy journey. Working with Giving Tree means you have an entire team supporting your journey from start to finish.

All of our financial packages include:

  • Customized plan/coordination for your entire journey
  • Expert surrogate screening and matching with only 2% of surrogate applicants making it into our “ready to match” surrogacy pool
  • Dedicated case manager
  • Facilitation of all communication between you and your surrogates IVF clinic and medical appointment coordination
  • Travel booking and coordination
  • Surrogate check-in and follow-up
  • Monitoring of surrogate's injectable medication
  • Coordination of monthly psychological support services
  • Parental rights and legal coordination
  • Dedicated medical billing staff
  • Individualized parental updates
  • Surrogate support groups and events
  • Third-party service provider referrals
  • Coordinators accompanying surrogate at embryo transfer (Southern CA only) Staff presence at hospital birth (USA only, when possible)

Do I need to pay all surrogacy-related costs at once?

At GIving Tree Surrogacy & Egg Donation, we provide you with a schedule of payments - broken up into three benchmarks during your surrogacy journey. Additionally, we believe intended parents should feel confident with the surrogate they match with. Because of this, typically we have a match first-retainer second policy.*restrictions apply

If you have questions about compensation for gestational surrogates, financing and package options, inclusions and exclusions in pricing and timelines, please contact Giving Tree Surrogacy & Egg Donation.

Surrogacy financing options

To help make your journey as stress-free as possible, Giving Tree Surrogacy & Egg Donation offers financing options through our partners, Prosper Healthcare Lending and New Life Fertility Finance

Both Prosper and New Life Fertility Finance offer custom loans specifically tailored toward fertility cycles and third-party reproduction services.

Both Prosper Healthcare Lending and New Life Fertility Finance include:

  • Loans up to $100,000
  • Immediate decisions for loans under $35,000
  • Term options extending to 84 months (with affordable monthly payments)
  • No transaction fees
  • No pre-payment penalties
  • An easy online application process
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